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What to Do if You Cannot Find Insurance

If you cannot find insurance because of your driving record, you are a new driver, or do not have prior insurance, contact your state insurance department. Ask if your state has an insurance program for high-risk drivers who are unable to get coverage. The insurance premiums for high-risk drivers will be higher than the premiums for other drivers.

For More Information

There is much more information available about auto insurance. If you still have questions or want more information about auto or other types of insurance, you can: • Talk with your insurance agent or insurer representative. They will help you navigate the insurance shopping process and the insurer’s process to make a claim. If you have questions or problems with your insurance coverage, call your agent or insurance company. • Visit insurance companies’ websites. Many companies’ websites have information about auto insurance coverage. • Contact your state department of insurance. Most departments have tollfree numbers you can call to talk with insurance department staff who can answer general questions and give you more information. Look in your local phone book for the department of insurance. • Visit your state department of insurance website. Most state insurance department websites have consumer information. Some state insurance departments post information on consumer complaints filed against insurance companies and agents. To find the website of your state department, visit the National Association of Insurance Commissioners (NAIC) website at www.naic.org/state_web_map.htm and select your state on the map. 816-783-8300 http://store.naic.org [email protected]